5 Reasons why you should hire a Public Adjuster

If you are a homeowner, hire a Public Adjuster when you have roof damage. Find out the 5 reasons why you should do it.

Insurance Adjuster vs. Public Adjuster

Insurance adjusters’ job is to protect the interests of the given company regardless if they’re an employee of the same company or an independent adjuster. This is where policyholders need to be smart and do one thing for themselves – hire a public adjuster. This is a person who is going to work in their best interest in order to make sure that policyholders, victims in these situations, get what they’re entitled to.

They work on a percentage, meaning that they receive a fraction of the money you receive. This means that in no circumstances, they’ll settle for less money than you deserve. More money for you means more money for them. If you’re still not convinced that you need a PA, here are five reasons why you should hire a public adjuster:

1. You’ll be in good hands

Firstly, most people think that once they file a claim with an insurance company, everything is settled. Even if your claim is on the spot, having a PA on your side guarantees that everything regarding claims, negotiations, and estimations with the insurance company is done by professionals. 

While insurance companies look to pay out their clients, they are also looking to protect their interests. This means that you also need someone who would take care of your interest. If you opt for a public adjuster from aaaloss.com you’ll be sure to have precisely this. 

2. No payments before you see the results

Secondly, most public adjusters collect their fees only after the settlement check has been paid by the insurance company. What this means is that there are no fees paid in advance. Once the clients are satisfied and compensated for their loss, the turn is for PA’s to receive their money. It is easy to cooperate with them, knowing that they have your interest in their mind. 

Homeowners and public adjusters are very alike. Both parties want insurance claims to generate as many funds as possible. Once you hire them, there’s nothing else to expect but hard work and results that will follow. You will have peace of mind knowing that your and their interest aligns.

3. A Public Adjuster means more money coming your way

Thirdly, in order to receive money from insurance, there’s going to be a need for the estimation of that same damage. If you try to collect the insurance fee on your own, the chances are you won’t receive the full amount you are owed. This moment is where public adjusters come in handy. It’s their job to make sure that the entire value of the damage comes your way. We are not talking about the data that’s made up in our heads.

Therefore, you’ll receive up to 3 times more money from having a PA on your side compared to the amount you would receive if handling matters on your own. We’re talking about thousands of dollars, and you would regret leaving all this money to insurance companies. With a little help on your side, you can receive what you are entitled to.

4. They save your time

This process is not only about money; it is also about time. If you hire a public adjuster, you’ll save not only days but weeks and even months of your time. When the entire process starts, you won’t even be aware of the amount of time needed to settle everything with the insurance company without knowing where your claim lies.

PAs have the expertise to deal with insurance companies and make your request fulfill in no time. It’s not only that licensed public adjusters are going to save your time, but they are also going to make the entire process faster and swifter. They’ll make the insurance company know that your claim is in the hands of professionals. 

5. Public Adjusters minimize costs

Finally, most policyholders don’t even know the cost of public adjusters. But even without knowing, they guess that their services are costly. This couldn’t be further from the truth. There is no settled fee that you need to pay the PAs. They work for the percentage of your claim.

In most cases, this fee revolves around 10% of whatever is the amount you’ll receive in the end. What this means is that you don’t need to pay anything in advance. What’s even better, public adjusters will bring you more money than you expected in the first place. You’ll feel as they didn’t cost you anything.